Lenders are so much interested in one’s credit score when applying for a loan. So does it mean that if you have a poor credit score, you cannot get a loan? Chances of not getting one are high, but you can try your luck in what is called a guarantor loan.

Running business is not as simple as people think. It gets harder if you want to have your finances well managed. As a business person, you might be forced to wake up early and sleep late because there is so much to take care of.

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  • March 21, 2021

While it may seem that Bitcoins are almost unworkable to be the subject of security risks, some flaws have made it possible for the most highly technical hackers to succeed in some cases. Like fiat currencies, owners of bitcoins should never let their guards down when securing their hard-earned money, whether cryptocurrency or traditional currency. Hackers have also become very sophisticated that they can undermine theft of your bitcoins.

Buying Bitcoins with PayPal is becoming a common method of acquiring this most versatile cryptocurrency. But when doing so, it helps to follow a strict guide to buy with PayPal in France. This will help you secure the Bitcoins that will be in your possession. You should be aware that every transaction you will have may increase your chances of being victimized by cybercriminals. Here’s how you can reduce security risks when buying Bitcoins.

Store Your Private Key Offline

The most astute Bitcoin holders never store their private keys online. Doing so will expose it to cyber theft. Keeping your private key offline can be safer. When you are buying more Bitcoins or doing other transactions, you uncover details that may also expose your private key. But even then, your private keys should not be kept in a visible online location.

Be Updated With Currency Exchanges

It pays to be updated with the Bitcoin exchange rate so that you will not be short-changed during a transaction. Cryptocurrencies can fluctuate unexpectedly. Its value can increase by 50% or decrease by as much, which can never happen in traditional currencies. It also helps if you know how to determine platforms that are out to fraud you with those out-of-this-world promises.

Deal With the Most Secure Bitcoin Wallets

Bitcoins are stored in wallets in a cloud storage location. Choosing the most reliable provider will help you decrease the chance of being hacked. Cyber hacking of public wallets is possible because of some imperfections on wallet services. To prevent this, you should do research involving wallet services and know their history. For sure, you do not want to deal with a wallet service provider, which has been hacked a couple of times. You should also read customer reviews.

Avoid Underground Marketplaces

Patronizing the ‘dark web’ is not an ideal marketplace to be. It may expose you to more harm than good. While it may be legal in some places, you may get the ire of others. Your security risks may be doubled. Once you are with an illegal platform, recovering your investment may be impossible to recover after a successful heist.…

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  • March 21, 2021

Understanding different things in cryptocurrency trading will grant you an easy time. When people exchange cryptocurrency, they use cryptocurrency trading platforms. In this case, buyers and sellers can contact each other. For example, you have Bitcoin that you want to exchange for Ether.

virtual currency trading

The exchanger will help you find an Ether seller for the transaction. There are so many exchange platforms you can use out there.

Short Term Trading

bitcoin trading

Short term trading in cryptocurrencies is the process of buying and holding cryptocurrencies for only a short period. This interval can be minutes, hours, days, weeks, or even months!

You buy a certain cryptocurrency because you expect a short-term rise in its price. And when this happens, you sell it because you know that the rate of this cryptocurrency may soon fall again!

The main advantage is that changes in the cryptocurrency market occur frequently and with a fairly large amplitude. Unlike the fiat currency market, where prices rarely change by more than 1% per day, the rate of cryptocurrencies can change twice in just one night!

Long Term Trading

On the other hand, long-term trading is all about buying and holding cryptocurrencies for an extended period. Typically, this strategy involves holding the crypto for a period of about a year or more. The idea is that, despite the fact that the cryptocurrency market is volatile, the rate should rise significantly in the long term.

cryptocurrency exchange

A perfect example is the investors who purchased Bitcoin cryptocurrency at around 2011 when it was valued at 0.35 USD. If only they held their virtual currencies till 2017, they would have made profit by selling each of them for about USD 20,000 each. That is like 57,000 times of your actual investment.

Long-term cryptocurrency trading has several advantages. Unlike short-term trading, where you need to check the cryptocurrency rate constantly. You can do it in your spare time. It’s easy; after buying cryptocurrency, you just need to be patient and wait. Another advantage of long-term trading is that you don’t need to invest a lot of money. You can buy a small amount of coins and wait for the exchange rate to change in the long term. Understanding these two trading methods will grant you a smooth time in the crypto market.…

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  • March 21, 2021

If you want to invest in the precious physical metals for the first time, note that you need to consider many things. Even if this process can be overwhelming and intimidating, make sure that you have all required before you make your investment. One of the first things that you need to know is to differentiate between karat and carat. They are among the major things that you need to know when dealing with precious metals. If you are looking for a trusted precious metal investment dealer, here are the factors you need to consider.

Identify the Metals that You Need

When choosing a trustworthy precious metals investment dealer, one of the factors that you should consider is identifying the type of metal you need. Note that some of the investors or dealers invest in specific types of metals. Most dealers choose to offer gold and silver. They are among the precious metals that are high in demand. Therefore, when you identify the kind of precious metals you need, it becomes easy to know the dealer you should choose.

gold bar

Check on their Price Range

Finding a straightforward dealer can be a daunting task. It is one of the processes that need trustworthy since you are dealing with products that costs a lot of money. On the same note, dealers must ensure that they are always transparent about their costs. When you plan to invest in these precious metals, take your time to find other extra or additional costs associated with these metals. In doing this, you will know the amount of money that you will spend.

Choose a Local Dealer

Most investors find it hard to choose between an online and a local dealer. It is one of the most challenging aspects that most investors go through, especially those who do not have a local dealer. But it is advisable to choose a local dealer because they offer reliable customer services. It has been discovered that most online dealers provide incredible deals to grab customer’s attention.

Consider Reading Customer Reviews


Reading customer reviews will be one of the important ways that will enable you to find a reliable and trustworthy dealer. If most investors are satisfied with a specific dealer, they will gladly share their gratitude on their various sites. Therefore, when you go through these reviews, they will help you understand the kind of services to expect from a dealer you intend to choose.…

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